Step 1: Mortgage Pre-Approval

The first step in the home buying process is to consult with a local mortgage lender about your financing options. And yes, using a local lender is almost always better than a big bank both in terms of cost and service. Remember, submitting an application does not obligate you to buy a home and a single credit-pull will not dramatically effect your score. But you also can't truly make an informed without this step.

When you know what you can afford, you can focus your home search and make your move more quickly when you find the property you want. You don't want to be behind the ball in this fast-paced market when you find "the one."

Fill out the form below to begin the process.

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